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Marketplace Payment Solutions

Embedded finance solutions for platforms and marketplaces.

StableOne helps marketplaces, SaaS platforms, and online communities offer marketplace banking and embedded financial services to their users without building the infrastructure themselves. The marketplace payment solutions are already here — accounts, payouts, compliance, all of it.

What we enable

  • White-label or embedded payments with multi-currency accounts for your users
  • Easy payouts and collection tools — pay sellers, collect platform fees, settle in the right currency
  • Global transfers and local payment methods to support users wherever they operate
  • API connectivity for deep integration into your existing platform
  • Compliance and KYC handled on our side

Use cases

  • Freelance or gig economy platforms: let users hold earnings in multiple currencies and withdraw locally, with payouts that reach them without a traditional bank in the middle
  • E-commerce marketplaces: simplify cross-border seller payouts with payment processing that handles FX and settlement together
  • Creator or membership platforms: enable international subscriptions and payments through financial services built into the product experience
  • B2B marketplaces: support multi-currency invoicing and settlements with marketplace payment solutions that hold up as your supplier and buyer base grows

Benefits for your platform

  • Increase user retention by keeping money movement inside your product through integrated payment tools
  • Generate additional revenue through marketplace payment solutions built on StableOne's infrastructure
  • Reduce operational complexity and support load with payment processing handled at the infrastructure level
  • Offer a global experience that keeps pace with where your users actually are

We work with platforms through flexible partnership models, from simple API access to full white-label banking solutions.

Build a truly global marketplace with banking that scales with you.

How it works

StableOne's infrastructure connects to your platform once — through a single API — and the payment layer is live from there.

1. Connect via API

Your development team integrates StableOne's API into your platform. One connection covers account issuance, collections, multi-currency balances, and payouts. No separate integration per market.

2. Issue accounts under your brand

Your platform issues accounts and IBANs to your users under your own product name. Your users see your brand; StableOne handles the ledgering, issuance, and underlying rails.

3. Collect from buyers

Buyers pay through your platform. Funds land in the platform account structure, with full visibility into what came in, from where, and in which currency.

4. Pay out sellers automatically

Funds are split and released to sellers or vendors based on your platform's rules — commission deducted, payouts scheduled, multi-party splits handled without manual reconciliation.

5. Compliance runs underneath

Every account and transaction goes through KYC/KYB and AML monitoring at the infrastructure level. It was there before the first payment moved.

Frequently asked questions

1. What are marketplace payment solutions and what does StableOne offer?

These are the infrastructure that lets platforms collect from buyers, hold funds, and pay out to sellers — across currencies, without building a banking stack. StableOne provides accounts, payment tools, seller disbursements, and compliance handled on our side.

2. How do marketplace payouts work on StableOne?

Your platform triggers payouts via API. Sellers receive funds in their currency through local rails where available — FX and settlement happen within the same account structure.

3. Can platforms white-label the payment experience?

Yes. StableOne supports full white-label marketplace banking, so your users interact with your brand while StableOne handles accounts, payments, and compliance behind it.

4. What is marketplace payment processing?

Marketplace payment processing covers collecting from buyers, holding platform funds, paying out to sellers, and reconciling across currencies. StableOne's infrastructure handles each leg.