Fintechs & PSPs

StableOne gives fintechs and payment service providers the regulated fintech infrastructure to launch, scale, and move money globally — without building a banking stack from scratch. If you're running a PSP account operation or embedding financial services into a product, the infrastructure is already here.

White-Label Accounts

Launch branded payment accounts under your own product name, fully backed by StableOne's regulated fintech infrastructure. Your customers see your brand; we handle the ledgering, account issuance, and underlying rails. Go to market faster without holding your own licences.

Embedded Finance

Embed accounts, payments, and money movement directly into your platform experience. Our banking API-first infrastructure lets you offer financial services natively, inside your app, marketplace, or software, so your users never have to leave your product.

Global IBANs

Issue dedicated IBANs to your customers across multiple jurisdictions, enabling them to receive and send funds like a local business anywhere they operate. Each account comes with a full transaction history and real-time balance visibility.

Cross-Border Treasury

Manage multi-currency balances and move funds across borders with a single, unified view. StableOne's payment infrastructure for fintechs simplifies FX exposure, liquidity management, and fund positioning for platforms operating in more than one market.

Settlement

Fast, predictable settlement cycles for merchants, partners, and platform users. Our settlement engine reconciles transactions automatically and gives you clear visibility into pay-in and pay-out timing, reducing operational overhead.

API Connectivity

A single, well-documented API connects your platform to accounts, payments, settlement, and reporting. Built for developers, designed to integrate quickly, and stable enough to scale with your transaction volumes.

Partner Model

We work as an infrastructure partner, not a competitor, supporting fintechs, PSPs, and platforms with the regulatory and operational backbone they need, while you own the customer relationship and the brand. You build the product; StableOne carries the payment infrastructure.

Compliance

Every account and transaction is subject to built-in KYC/KYB, AML/CTF monitoring, and ongoing regulatory oversight. Compliance is embedded in the fintech infrastructure itself, not bolted on, so you can scale with confidence and stay audit-ready.

Frequently asked questions

1. What is fintech infrastructure and what does StableOne provide?

t is the regulated banking, payment, and compliance foundation that fintechs and PSPs build their products on. StableOne provides accounts, banking API access, IBANs, settlement, and compliance, so firms can launch without holding their own licences.

2. How does the embedded finance model work?

StableOne's embedded finance model lets you integrate accounts, payments, and money movement into your own platform via a single API. Your users stay in your product; StableOne handles the regulated side behind it.

3. Can PSPs issue accounts to their own customers?

Yes. PSPs use StableOne's infrastructure to issue dedicated IBANs and payment accounts to their own customers, with full transaction history and real-time balance visibility under their own brand.

4. What does payment infrastructure for fintechs include?

StableOne's infrastructure for fintechs covers account issuance, cross-border treasury, FX, settlement, global IBANs, and an API, with built-in compliance rather than added on afterwards.