Terms of Use

Last Updated: 07/08/2026

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the website operated by ATLPay INC and its affiliates (collectively, "StableOne," "We," "Us," or "Our").

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.

2. Who We Are

ATLPay INC is a business corporation registered in Canada under business number 1001261031, with its registered office at:

Office 195, 145 ½ Church Street, Unit 5
Toronto, Ontario, M5B 1Y4
Canada

3. Additional Terms That Apply

These Terms of Use incorporate and should be read in conjunction with the following additional documents, which also govern your use of the Site:

If you are or become a client of StableOne — whether by signing up via the Site, contacting us directly, or through any other means — additional client-specific terms may apply to you, subject to successful identity verification and your express acceptance of such terms.

4. Changes to These Terms

We reserve the right to revise these Terms at any time, at our sole discretion. The most current version will always be posted on the Site. It is your responsibility to review these Terms periodically. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

5. Changes to the Site

We may update, modify, or discontinue any aspect of the Site from time to time to reflect changes in our products, customer needs, business operations, or for any other reason we deem appropriate. Such changes may occur without prior notice.

6. Site Availability and Suspension

We provide the Site free of charge. However, we do not guarantee that the Site or its content will always be available or uninterrupted.

We reserve the right to suspend, withdraw, or restrict all or part of the Site for business, operational, security, or legal reasons, with or without notice.

You are responsible for ensuring that any person accessing the Site through your internet connection complies with these Terms.

7. Transfer of Rights and Obligations

We may transfer, assign, or novate our rights and obligations under these Terms to another entity. In such an event, we will notify you in writing as soon as reasonably practicable and ensure that the transfer does not adversely affect your rights under these Terms.

8. Account Security and Passwords

You are solely responsible for maintaining the confidentiality and security of any user identification code, password, or other credentials you create, select, or are assigned as part of our security procedures. You must not share this information with any third party.

We reserve the right to disable any user credentials at any time if, in our reasonable opinion, you have failed to comply with any provision of these Terms.

If you know or suspect that your credentials have been compromised or disclosed to an unauthorised party, you must notify us immediately at: operations@stableone.net

9. No Reliance on Site Information

All content on the Site is provided for general informational purposes only and does not constitute professional, legal, financial, investment, or other advice. You should not rely on Site content as a basis for making any decision without consulting a qualified professional.

We make reasonable efforts to keep Site content current, but we make no representations, warranties, or guarantees — express or implied — that the content is accurate, complete, up-to-date, or error-free.

All content is provided "as is" and "as available", without any warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy.

Opinions, recommendations, or statements made by third parties on the Site are not endorsed by StableOne, and to the fullest extent permitted by law, we assume no responsibility for their accuracy or reliability.

Any reliance you place on Site content is strictly at your own risk.

10. Third-Party Links and Resources

The Site may contain links to third-party websites and resources for your convenience and information. These links do not imply endorsement by StableOne.

We have no control over, and assume no responsibility for, the content, accuracy, privacy practices, or terms of use of any third-party websites. You access them entirely at your own risk and should review their applicable policies before use.

11. Limitation of Liability

To the maximum extent permitted by applicable law, neither StableOne nor its affiliates, agents, licensors, suppliers, directors, officers, or employees shall be liable for any special, indirect, incidental, punitive, exemplary, economic, or consequential damages — including but not limited to:

  • Loss of profits, revenue, or anticipated savings
  • Loss of business, goodwill, or reputation
  • Business interruption
  • Loss of use or data
  • Damages resulting from viruses, corrupted data, failed transmissions, or transmission errors
  • Personal injury
  • Third-party content, products, or services
  • Damages caused by you or your employees, agents, or subcontractors
  • Events beyond our reasonable control

This limitation applies regardless of whether we were advised of the possibility of such damages.

12. Use of Personal Information

We will process and use your personal information only in accordance with our Privacy Policy, which forms an integral part of these Terms.

13. Internet Transmissions and Confidentiality

Communications sent over the internet or other public networks — including email — are not secure and may be intercepted, lost, or altered during transmission.

StableOne is not responsible for any loss or damage arising from such transmissions, including those involving your personal information. While we take commercially reasonable measures to protect your data, we do not guarantee that information you provide will remain confidential or free from unauthorised access. Except as expressly provided in our Privacy Policy, no information transmitted to us shall be deemed confidential, nor shall it create any fiduciary obligation or liability on our part.

14. Viruses, Malware, and Prohibited Uses

We do not guarantee that the Site will be secure or free from viruses, malware, or other harmful components. It is your responsibility to ensure that your devices, software, and antivirus protections are current and adequate.

You are strictly prohibited from:

  • Introducing any viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material
  • Attempting to gain unauthorised access to the Site, our servers, or any connected systems
  • Engaging in any activity that disrupts, impairs, or compromises the Site's functionality or security

Any violation of this provision constitutes a material breach, and your right to use the Site will terminate immediately.

15. Linking to Our Site

You may link to our home page, provided that:

  • The link is fair, legal, and does not damage or take advantage of our reputation
  • You do not imply any form of association, approval, or endorsement by StableOne
  • You do not link from a website that you do not own
  • You do not frame, embed, or deep-link to any part of the Site other than the home page
  • You do not present the Site or its content as your own

We reserve the right to withdraw linking permission at any time without prior notice.

16. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of Canada, without regard to conflict-of-law principles.

All rights and remedies provided herein or by law are cumulative and not exclusive.