StableOne gives UAE fintechs and payment service providers the regulated fintech infrastructure to launch, scale, and move money domestically and across borders, without building a banking stack from scratch. If you're building fintech payment infrastructure in the UAE or embedding financial services into a product for UAE customers, StableOne provides the infrastructure you need to build and scale on.
Launch branded payment accounts under your own product name for UAE-based products, backed by StableOne's regulated infrastructure. Your customers see your brand while StableOne manages the ledgering, account issuance, and underlying rails, including the local licensing burden you'd otherwise carry as a mainland or free-zone entity.
Issue dedicated IBANs to your customers across multiple jurisdictions so they can receive and send funds like a local business, while your own UAE operations run on local IBAN and UAEFTS details as usual. Each account comes with full transaction history and real-time balance visibility. See how we support fintech infrastructure for PSPs worldwide across multiple jurisdictions.
Manage AED as your home currency alongside multi-currency balances, moving funds across borders from a single view. StableOne's payment infrastructure handles FX exposure, liquidity management, and fund positioning for UAE platforms operating in more than one market, with UAEFTS covering domestic transfers alongside SWIFT and other international payment networks.
Fast, predictable settlement cycles for merchants, partners, and platform users, with UAEFTS settlement typically clearing same-day domestically and international transfers routed through SWIFT. The settlement engine reconciles transactions automatically and gives clear visibility into pay-in and pay-out timing.
A single, well-documented API connects your platform to accounts, payments, settlement, and reporting. Built for developers and designed to integrate quickly, it gives UAE fintechs a single partner to build on instead of assembling rails from several providers.
We work as an infrastructure partner, not a competitor, for UAE platforms building financial products. You own the customer relationship and the brand; StableOne provides the regulated backbone underneath.
Every account and transaction runs through built-in KYC/KYB and AML/CTF monitoring aligned with UAE requirements under Central Bank oversight and federal AML/CFT law. Compliance is part of the infrastructure itself, handled before a single transaction moves, not bolted on afterwards.
It is the regulated banking, payment, and compliance foundation that UAE fintechs and PSPs build their products on. StableOne provides accounts, API access, IBANs, settlement, and compliance so UAE firms can launch without holding their own licences.
StableOne's embedded finance model lets UAE platforms integrate accounts, payments, and money movement into their own product via a single API. Your users stay in your product; StableOne handles the regulated side, including Central Bank-aligned AML/CFT compliance, behind it.
Yes. UAE PSPs use the infrastructure to issue dedicated IBANs and payment accounts to their own customers, with full transaction history and real-time balance visibility under their own brand.
It covers account issuance, cross-border treasury with AED as the home currency, and UAEFTS and SWIFT for payments. It also includes FX, global IBANs and an API, with compliance aligned to Central Bank oversight and federal AML/CFT law built in from the start.