Hold, send and receive funds across multiple currencies from a single platform built for businesses and individuals.
Running separate accounts for every currency you need quickly turns expensive and hard to track. A multi-currency account with a routing number from StableOne collapses that into one workable structure for the US market.
This is a practical multi-currency bank account for people who move money across borders as part of normal work, not a consumer product with a few extra currencies added.
Complete a straightforward application and verification. Once approved, the account is ready.
Keep balances in multiple major currencies in one place. No more jumping between accounts.
Receive payments, send international transfers, convert when the rate makes sense, and spend or withdraw with the multi-currency debit card.
Companies use it to collect domestic ACH and wire payments, pay overseas suppliers, and keep treasury simple without a stack of bank relationships. Individuals — especially freelancers and remote workers — treat it as a practical US bank account for freelancers when they invoice in USD while living or working elsewhere. In both cases, the conversion decision stays with the account holder.
Local payment rails are built into this account. The result is a usable online multi-currency account and a reliable ACH and wire transfer account for anyone operating from the US.
US clients who deal with more than one currency usually end up managing several local accounts, absorbing wider spreads, and losing track of balances. StableOne removes that overhead. The platform gives clear pricing, proper US routing details, and a single dashboard that actually gets used day-to-day. It functions as a straightforward global currency account without forcing extra banking relationships just to hold and move different currencies.
Yes. You can keep balances in several major currencies at once and convert only when you decide.
Yes. You get US routing and account details that support ACH and wire transfers on standard timelines.
Yes. Many businesses keep their existing banks and use StableOne for cross-border flows and multi-currency holding. Individuals use it for the same reasons — clearer FX, domestic US rails, and simpler international money management.